Jewelry

It’s my first card, and I used it to pay a gift, but now that I’ve paid off my debt, I don’t want the card anymore because I don’t think I’ll ever buy something at that place (Jared, the jewelry place). What will this do to my credit score? Also, does it affect that I paid the full amount before the first due date? It’s less than $300, but at the moment I didn’t have the full amount (yes I know it’s kind of silly). Please help!
Thank you so much Judy! I should have just never got that card in the first place, but salespeople really know when a naive person is coming in.

The best thing you can do for your life is to have a 0 balance on that card.
Leave it open closing it will affect you negatively in 2 ways.
It will delete part of your "length of credit history" which is 15% of your fico.
It will reduce the overall available limit on all of your cards (in your case it will wipe out your unused available limits bringing your score way down).

Leave that card open for life. They will not close it, unless you start getting bad credit on your report.

Here is the way to get top 800+ scores that will astonish lenders for when you buy a house.
Get a credit card or 2.
Use one for gas, and one for food.
Pay in full each month, the day you get the bill in the mail.
Carrying balances and paying interest on credit cards can destroy your credit and in some cases your life.
It is 100% myth that this is good – something "not smart" people will tell you.
Remember – employers check, so do landlords and car insurance companies.
Never consider carrying a balance, but do get at least one major credit card to use often.
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Where is the best place to buy Jewelry in Kansas City?